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					Originally Posted by vainchick5  I completely agree Yorkie7 (sorry I don't know your name). My family used to have money and we had so much fun. Then my BIL did some illegal things and landed himself in hot water, using our money. Now my parents and I have to start from zero and it's hard.  I don't get that Starbucks that I used to get daily, or the manicures, hair highlights, weekly shopping. I just had to cut back and now I'm living paycheck to paycheck and so are my parents. But we're trying to find joy in other ways, and in others things. It's really hard, and I pray everyday that I get call backs from other more higher paying jobs, so I can help myself and my family.Hang in there, it does get easier. | 
 
  My name is Annette-Marie or just Annette 

 , thats really awful about your BIL, im really sorry 

 something along the same lines happened to us, we got my partners mum and $14,000 loan and guess what??????? she has never paid a penny! so we are stuck with that loan 

 (needless to say we havent spoken to her since)