Other little tips. When cropping & Sizing your pictures ...remember each picture has a file size - the higher the Color resolution - the larger file size - which means fewer pictures. With some avatars if I have alot of pics I want to use - I reduce the colors a little....
Also - with the ulead program - BANNER TEXT Uses up a ton of your alloted file size for YT. Try NOT to use it if you want more pictures showing.
What I do to make 3D text is I do the text in Photoshop 6 - save it as a GIF and layer and do the animation in Photoshop Elements -
also for those like me that cheat on text cause we're not graphic artists like passionfruition

is I do small words in Glittermaker - save it as a gif.... and resize it to fit the avatar size limit... and Viola - 3D text done easy.
Here is an example of 3D text done with Glittermaker.com...I CROPPED and sized it to 75 pixels to fit Nata's avatar.
The whole thing about making animations is LAYERING. To learn more about layering there are tons of tutorials on the web