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					Originally Posted by SnowWa  It all makes perfect sense to me. 
 You can get anything in the world you want insured -- if you find the right insurance.
 
 Property insurance is for property - (house - personal property - etc.)
 
 People insurance is for people   (life - disability - medical)
 
 Pet insurance is for pets .........(medical - and probably other if you search)
 
 Car insurance is for cars ...       etc. etc.
 
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 The problem is that you are wondering why one type of insurance doesn't cover "other things."
 
 **** Plus - if our homeowners insurance covered our animals (our friends animals who might get hurt at our house)  --- our insurance would be a lot more expensive...... (a lot more!!!!)   I'd rather just have the option to take out a pet medical insurance policy - if I chose to.
 
 Ether way - you have to pay for it......
 
 
 Carol Jean
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  That makes perfect sence to me! 
thanks for the advice!