I don't really have any advise, but I heard that a credit repair company cannot charge you money although they all do. It's illegal for them to do that because all the major, i.e. Experian, Trans union, Equifax do it for free. Although the major companies are free they are so hard to work with because you dispute it they take it off, then next month it's back on there. My boyfriend is going through that problem right now.
Anybody with any advise please help!!!!
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