Gina- you could always set up automatic deduction from your paychecks and have some money put into a savings account. That way, you never have access to the money in your paycheck- spend the remainder until your hearts content and you're STILL saving money!! I like to do this- I never miss the money because I never see it.
And it's really too bad you don't live closer to me... we're constantly running out of TP! We'll use napkins for a day or two until one of us remembers to get some at the store!