I would go with whatever company gives you the best interest rate. Have you already established credit in another way? If so, you probably get offers in the mail quite often. Credit card companies are all pretty similiar. I would recommend both Citi Cards and Discover. They are pretty great companies and they both offer lower interest rates on occasion. Do not hestitate to ask for a better interest rate too. You could start with the bank that you do your current banking. The thing you would want to do is charge a little every month and pay it off in full. This builds your credit. Do not overcharge. A good rule of thumb is only charge what you can afford to pay off. I hope this helps.