I have VPI for Cali and she had nemerous expenses in the 10 months that I have had her. I pay 19.00 a month and so far I have submitted over 5,000.00 in bills and got back 850.00. So I am still ahead of the game. A lot of Cali's expenses were not covered due to preexisting, her hypoglycemia was excluded because she had an attack right before her effective date and here later attacks were denied and a lot of her expenses were for Liver shunt which they consider genetic and therefore not covered. I think it is a wise investment because accidents and health issues crop up a lot. |