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					Originally Posted by bchgirl  Your gal is a broker....meaning she is shopping you around with mortage companies. You don't need a broker, you can go directly to the source. Our mortages were all through Countrywide and we applied directly as we bought our houses from the sellers not through any agents....
 Unfortunately a low credit score means they will charge you a HIGHER interest rate....therefore that means it's that much less you can afford to buy.
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  Countrywide!!!  That's who Capital One gave us to!!   
