Nikko's human is so right. The pet insurance is not what it seems. When I got my first yorkie.... I brought insurance for her right away.... then she had a LS and I found out later they don't cover many things.... I heard not even if your dog was hit by a car.... So what's the point of insurance? And if they even cover a treatment.... it is their standard of how much they will pay. I live in NY and everything is so much more expensive but they will pay according to their fee schedule.... which is always much lower. |