I got pet insurance years ago for my first yorkie. What a waste of money. I got it for her the second day I had her at 11 weeks old. She got sick about 4 months old and was diagnosed with a liver shunt. Thousands od dollars were spent at the vet and NONE of my money was returned. Since it was hereditary, she was not covered. So basically, unless you drop, kick , step on your baby..... other medical problems will not be covered! So I don't even bother. Pet insurance is not worth paying. OMO |