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Originally Posted by AmyZinNC yup! thats the one. What I don't get is, why only a $25 charge each time (attempted $25 charge I should say)Makes no sense........ |
As a former bank branch manager who had to deal with my customers who had their identity stolen, certain thieves will start with small amounts because it isn't as alarming to the people they are stealing from. If they can get one $25 transaction, they may be able to get 2 or 4 and so on! It adds up.
I can also tell you that the Visa debit card companies are notorious for getting their records hacked into on a regular basis, and card number files stolen. You may have had nothing to do with your card's number being stolen. Tell your husband it may not have happened through on-line shopping, it was probably hackers, and that is why both your cards had $25 attempts. The numbers were probably right next to each other in the files.
Hackers figure out how to accomplish identity theft as quickly as banks come up with programs to prevent being hacked. It's never-ending. I agree with the folks who say to use a credit card instead. Credit card companies can only hold you to $50 in liability max.
STAY ON TOP OF YOUR BANK ACCOUNTS, people. DO NOT put your statements in your desk un-opened! Check your account on line often. It's the only way you can be sure nothing funky is going on with your account. You are really lucky, Amy, that your bank is all over it!
I also agree with the person who said "check your credit". Here's the web site where you can , by law, do that annually for free.
www.annualcreditreport.com
If you want to get your credit score with your report, you have to pay $4.95, so have a credit card ready if you want it. Otherwise, you get your free credit report without a score, which is fine if you are just checking to make sure everything on there completely belongs to you. The site tells you what to do if there is erroneous info on the report. It's a good idea, so if you are curious, check it ou!
Good luck, Amy! PM me if there's anything I can do to help.