Depending where you are in the US, that can sound right. Have you looked into care credit? They allow you to make interest free payments. It's up to the vets office to determine the time they give you to pay off the balance. It helped me pay for my baby's MRI, and they gave me 12 months to pay off that balance interest free.
__________________ Littlest JakJak 
We miss you Kaji 
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