https://www.psychologytoday.com/blog...ance-companies
"Dog bite related claims accounted for more than one third of all homeowners insurance liability claims paid out in 2013"
Wow that is a lot of claims
And a quote from the article
At that point the agent said that he could not process the insurance application further since his company had blacklisted the Schipperke as being a high risk breed. For those of you who don't know the breed, Schipperkes are small, black, fox-faced little dogs whose height is around 12 inches (30 cm) and weight is around 15 pounds (7 kg)
So if you think just because you have a small breed you are safe - Think again