[Wylie's Mom]

If she has already seen her vet for the tummy issues AND you're planning on using that same vet with your insurance when you have it, then it would be determined a pre-existing condition by the insurance.

I had Pet Plan first, then switched to Healthy Paws - both are wonderful! I do like the way Healthy Paws does its deductibles though, much better. I'm not carrying any insurance for the last year or so now.

I think health ins can be just wonderful - especially in younger dogs when it's most affordable. As they age and the insurance premiums really go up, you sorta have to reassess whether it's still worth it for each individual dog and the risks without it.