I've had VPI for my puppy since I got him, but my mom and dad have had it for a long time for their dog. They're pretty good. I had done research and didn't find anything at their price that covers as much as they do. I pay $37/month for superior with vaccination. The vaccination is an addition to the policy for shots and day-to-day stuff which is pretty good. Although it doesn't cover everything, it costs me $95 for the year and will cover over $150, so for me its worth it. It definitely helps. I will probably take it off for the second year since it won't be worth the money. In emergencies it covers up to $14000 a year and i believe $4500 per incident, minus a $50 deductible. My parents have used it several times when their poodle swallowed something or acted funny (they are crazy dog owners too
). If someone finds a better plan please post, but I was not able to find something.
Hope this helps. If you need any more info feel free to PM me since I have all the policy info and several years of experience with VPI.
-Natalie