In Texas, we have the Insurance Board in Austin....if you dont like what is happening between you and an insurance company, contact your State's Insurance Board....I drug Blue Cross/Blue Shield to them way back in 1978 because they just flat refused to pay my son's hospital bill....the Board reviewed the case, sent them a letter saying they had 14 days to settle that claim or all further interactions would be thru THEM....I received my check within 8 days....I was working thru them again, against my homeowners following Hurricane Ike....a very reputable insurance company that I had been paying out the yazoo for COMPLETE COVERAGE, to cover present day replacement cost of my home intotal....that was a huge policy and I had struggled all those years to be sure THAT was paid....then they decided they wanted to reimburse me a paltry $60,000.00 for the destroyed home and furniture I incurred from Ike....80% wind damage, 20% rain damage...NO rising water/flooding.....I had to take them to Austin 5 times to get my repairs covered, and they STILL came up short....I let the down trees and fence damage go, simply because I was exhausted from fighting with them.....they KNEW they owed me all that, they didnt dare drop me....but I started looking around and I went with a #2 rated company....I pulled up the top 5 companies and #1 was just too expensive for me....but I do have #2 now.....of course, that was about 6 years ago that I changed companies, and while they are still a highly rated company, they are not #2....
If you can not get what they owe you, contact the Insurance Board in your State...they will review the case and boy, here in Texas, they come down on them HARD, giving them 2 weeks to cut you a check or else!
Last edited by Yorkiemom1; 03-08-2016 at 06:06 PM.
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