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Magnus · 03-08-2016, 11:23 AM

The home I just moved out is currently being "fixed up". The roof is the original which would make it about 22 years old. Now.. We've had quite a few storms (including nasty hail storm) the past several years. While making a claim with our insurance, the adjuster denied our claim stating:

The roof being the original, the damages are considered wear/tear.

But then, he approved the cost for fixing the water stain caused by the leaks on the ceiling. I'm currently fighting this but not sure if this is something I can win... Anyone deal with this sort of thing???

MISTY!!!!! You worked in insurance, right??? Any advice?!

03-08-2016, 11:23 AM	#1
Magnus Donating YT 1000 Club Member Join Date: Dec 2009 Location: Northern VA Posts: 3,192	Question: Homeowner Insurance... The home I just moved out is currently being "fixed up". The roof is the original which would make it about 22 years old. Now.. We've had quite a few storms (including nasty hail storm) the past several years. While making a claim with our insurance, the adjuster denied our claim stating: The roof being the original, the damages are considered wear/tear. But then, he approved the cost for fixing the water stain caused by the leaks on the ceiling. I'm currently fighting this but not sure if this is something I can win... Anyone deal with this sort of thing??? MISTY!!!!! You worked in insurance, right??? Any advice?!