 Insurance
Wow! So pet insurance is not for you. I suppose working for a law firm you see the worst of the industry.
I agree, many pet owners would prefer to pay out of pocket for health issues, but also many feel it is worth limiting one's liability should a big expense suddenly crop up.
My last sweet Yorkie died of kidney failure and in the short time in between diagnosis and passing the cost was enormous. Then she was gone! After that I decided to get insurance for my next dog.
I adopted a one year old rescue who seemed very healthy. I was able to immediately get pet insurance as my dog had no issues or pre existings.
In about three months my dog was diagnosed with juvenile cataracts. I was shocked and very depressed at this in a dog so young. I was advised to have the cataract surgery at a cost of $3,500 plus for one eye, the other luckily was ok.
The insurance paid up with no problem and for future illnesses I have never had an issue with the insurance not covering them. So not all insurers are frauds.
I am writing to let pet owners see the other side of your argument. Many here are very happy with the security of insurance coverage, as not all can suddenly come up with thousands of dollars for emergencies or surgeries.
I find it hard to accept your thesis that if one takes good care of one's dog, serious health issues do not occur. Both kidney disease and cataracts are not usually a result of bad or lax care. Certainly not in my experience.
Just another opinion. |