[Buster Brown]

I am glad that I got insurance for Buster. He had only been on it for just over a month, whew past the waiting time, and was diagnosed with Luxating Patella. The paid 80% of his medical bills with the specialist which was over 4,000.00 and I had only paid in the first quarter payment. Another insurance trick you have to look out for is how they cap the maximum payment for an injury or illness. Some have a cap that is for the illness so if you use up all the funds the first year they will not cover any continuing illness. Other have a cap that resets each year so if you go over one year and the illness/injury occurs the next year you are covered. With any insurance it is best to have a nest egg because you always have to pay the Vet up front and be reimbursed by the insurance later.