With the insurance I have, you pay upfront and get reimbursed. So you vet doesn't need to accept your insurance because you are paying. The insurance plan I have, I get reimbursed 80%.
I also established an emergency fund as well as a credit card that is only used for emergencies. My last yorkie had serious medical issues which cost a lot of money. And because of this, I've established "multiple payment sources" for my current yorkie in case of medical issues. |