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Originally Posted by Kadify  Oh wow that's really interesting. I'm just curious if anyone has dual insurance then? Theoretically it would be cheaper than most low deductible high reimbursement insurance policies Id imagine?
Thanks for your opinion of the wellness package! I definitely think it'd be nice to have I just don't know if use it as much as I think I might. I suppose if I go with embrace I could always cancel if I don't use it. |
Having dual insurance should not be cheaper and should not be a strategy to get cheaper insurance because having 2 policies means 2 payments. It is, however, a strategy to get cover from one place which may be excluded at another. The dual insurance liability only works if both policies cover the same event.
A higher deductible almost always lowers premiums but not always to the extent you think it should so just check with the provider to see if its worth it..