Personal preference. I only walk ZoE in a harness. Her tags (rabies and ID) are clipped to the harness and easily changeable to whatever harness we use on a given day. She doesn't wear a collar while at home.
I have multiple doors you have to go through to get out of my house, and I live alone, so her accidentally getting out isn't a real concern for me. She is microchipped. I bought a monogrammed collar that has my phone number embroidered on it, so it doesn't need tags hanging from it. ZoE didn't take to wearing a collar, probably because I didn't introduce it until she was a couple of years old. She scratches at it the entire time she has it on so I'd never leave her alone in it as I fear she'd get her paw or nail caught in it while I was gone and injure herself.
The concern is, if a pup is to escape a home or yard, they won't be returned if people don't know who to contact. I recommend microchipping, but it is limited by someone having to take the found pet to a vet or shelter to get it scanned, which is limited to business hours, and could delay the return of your pet.
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