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Originally Posted by pickled_onions  Could anyone explain the jist of what it covers and what is not covered?
Is it more like health insurance? Where they'll pay all doc visits minus deductibles and co pays?
Or more like car insurance where it only helps if you get into a major wreck? |
From what I have seen, what the company does/does not cover depends on what plan you choose and the company itself.
I'm not sure if it's exactly like health insurance, but it covers hereditary/congenital defects (you'll have to add this specifically onto your plan) and it will cover you if you have any expensive health bills in the future.
Most don't cover vet visits, but I've seen one company that calls it a "Wellness Plan", but you have to add that plan onto your existing plan for about $20-25/month.
I would try checking out petplus.com. For $10/month, you get signficantly cheaper tick/flea medication, pet prescriptions filled at your local pharmacy in the area, and 25% off vet visits for participating vets. My city is somewhat small (100,000 people) and there are about three participating vets for that (I think it's called PetAssure or something like that), so your area might have some.