[Rachael1983]

I have a $100 Deductible, 80% reimbursement on most but 100% reimbursement on preventive and wellness. I have Pets Best. I think it is more on the higher end on monthly premiums where I pay $45/month for 1 yorkie. I do like it since my reimbursements happen via direct deposit,done within 24 hours of my claim submission and if need be the payments can be sent directly to my vet without me ever coming out of pocket (minus the deductible of course).

I think its worth it. I got it since I have a puppy from a breeder. Not sure about the adoptable dogs though but can't hurt to get you a quote. I didn't get insurance for my previous yorkie until he was sick to help cover some of his expenses and that was through VPI because my job offered a discount. I didn't stick with them simply because the reimbursement directly to the vet feature.

Also there's a lot of discussion on the board about pet insurance so do a search to see how you feel about it.