Here is a copy of the UKC standard for the yorkshire terrier. It also states that a very small white patch on the chest is allowable.
Keep in mind that the standard is written as a guideline for breeders who wish to breed dogs for the betterment of the breed. Unfortunately there will always be breeders that breed for other reasons and they do not show their dogs or care what the standard calls for. United Kennel Club: Yorkshire Terrier
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