Thread: Pet Insurance
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Old 07-15-2014, 12:34 PM   #12
BobbiB
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Join Date: May 2014
Location: Palmetto, FL
Posts: 615
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Quote:
Originally Posted by 107barney View Post
I did the ortho waiver on my boys. I knew they would have pre-existing conditions because they were adults and had medical histories already. Once you send it in, they tell you that they have waived the time period and what will be covered. So in my case, they told me that they were permanently excluding Winston's luxating patella and osteoarthritis of the knees. They cleared all his other joints in his spine, skull, shoulders, etc. Winston has a grade 1-2 luxating patella so it is unlikely he will ever need treatment for that down the road, but even if he does, there are so many other issues that would be covered now that he is insured. He has no other pre-existing conditions. I'm not sure if I would wait out the 6 months in a puppy. With my luck, we would break a leg.
Yeah..I'm leaning toward having the ortho physical done when I bring him for his first visit. I guess it's better to know now.
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