Thread: Pet Insurance
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Old 07-15-2014, 12:24 PM   #11
107barney
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Quote:
Originally Posted by BobbiB View Post
Glad to hear it. I hope we like it. I am going to talk to my vet about performing the ortho physical so the six month wait on ortho can be waived...do you have an opinion on this?


I did the ortho waiver on my boys. I knew they would have pre-existing conditions because they were adults and had medical histories already. Once you send it in, they tell you that they have waived the time period and what will be covered. So in my case, they told me that they were permanently excluding Winston's luxating patella and osteoarthritis of the knees. They cleared all his other joints in his spine, skull, shoulders, etc. Winston has a grade 1-2 luxating patella so it is unlikely he will ever need treatment for that down the road, but even if he does, there are so many other issues that would be covered now that he is insured. He has no other pre-existing conditions. I'm not sure if I would wait out the 6 months in a puppy. With my luck, we would break a leg.
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