[matese]

Originally Posted by maggiefromnj

I would make sure it is noted in her records that her patellas are fine at her next visit. That should help if a problem ever does arise with them.

You might reconsider the whole insurance idea if you think you could handle an emergency. Many people actually start a savings account and contribute the cost of the insurance monthly. Or open a credit card now if your credit can handle it, but don't use it and save it for a pet emergency.

Maggie is 4 years old. That is 48 months of $30 that we have not paid for insurance. Knock wood, she has had only well visits and shots except for one visit when she hurt her back and that wasn't much $ ( and now I let the shelter do the shots as long as her vet check was good). That's almost $1500 we would have spent on pet insurance. Hopefully she remains healthy. When she plays crazy I remind my husband that if she hurts her knees we WILL be paying for it!

The $30 per month is just what I vaguely remember getting an estimate for on the insurance. Yes, I know peace of mind is valuable and some people get insurance for that reason. I just wanted to toss out the idea that if you can set side $, you might not need it.