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Originally Posted by Lovetodream88  You said most dogs with no screening will not get genetic illnesses and thats not true. It is a myth but believe what you want. Insurance company's are always going to be out there to make money so if you want to trust them in that go ahead. |
It is TRUE that MOST dogs with no genetic testing will have no illnesses. If that was not the case there would hardly be any dogs left in the world, they would have self extinguished themselves by now.
You live in a Yorkie Talk bubble, for every one dog that has a genetic health panel run on their family tree there are hundreds of thousands of others out there that have not, the law of average is in the favor of getting a dog with few problems, if it were not people would stop owning dogs. And the majority of the buying public does not want to pay on average $1,500 to $2,000.00 for a pet.
Of course Insurance companies are out to make money therefore they charge based on risk, like car insurance, young drivers pay more than more experienced ones, drivers with bad records pay more than those with good records, young people with no health issues pay less than older people with heart issues or diabetes, so it's the same with dogs.