I have Healthy Paws and I really like this insurance. I did a substantial research into companies before signing up, and I am extremely satisfied with my decision. I got my Milana from backyard breeder so I knew that she could have issues. She gets frequent ear infections (maybe allergic reactions?) and in the past had GI issues until I figured out the right food. Healthy Paws covers all the meds and tests - you just have to pay for vet visit fee. At this point, I am probably paying more in premiums than I get back but at the same time it gives me a peace of mind if something goes terribly wrong I will have an opportunity to provide the best medical care to my dog. |