 Vet Insurance, good thing?
With Sig we had VPI Insurance most of her life, till premium went unreasonable for value received. We had maybe $2500 in claims over lifetime but premium went up every few years as she got older. We canceld at $56 when she was 13.
Her largest claim was at about 4 years old of about $1500 for a root canal, which insurance paid about $600. So is it worth it?
Here's my thoughts, if you are a poor budgeter, can't save money, tight budget, probably a good idea as the $30 to $60 monthly will help get your bill more manageable if emergency does happen. But if you can budget well or have good bank account, I would forgo insurance as most policies will never come close to the premium cost. Simply put $30 per month into a rainy day fund, it will add up fast and always be there if you don't use it. |