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Originally Posted by yorkiemini  Pre existing means anything your pup has has or has now. May insurances cover congenital and hereditary diseases/conditions that may show up later. Best to take your pup to the vet a have them do a thorough examination and document any problems or that there are no problem - then get your insurance based on the vets findings. Any illness that comes up after you get the insurance should be covered unless it is stipulated in the policy -- such as some policies will not cover hip displaysia in some breeds.
Get a copy if the policy before you pay and read it carefully. They will all give you a copy of the policy but you usually have to ask for it |
Thanks for your helpful response! I, too, am looking into pet insurance and am confused as to which one I should go with. Like Sukey I've narrowed it down to Pet Plan and Healthy Paws. Sophie is due for her vaccinations so I think I'll take your advice and have her vet do a thorough exam. I do know she has loose hips. Nothing serious as of now, but the vet thinks she might require surgery in the future. : ( Unfortunately that's a pre-existing condition.