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Originally Posted by Ellie May None will cover pre existing unless it is pre diagnosis/pre symptoms.
i know LP can be a major expense but I would not avoid insurance based on it not being covered. |
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Originally Posted by Wylie's Mom If you got ins, they would exclude covering LP, but cover everything else.
For those looking for companies -- I was first w/ PetPlan until they raised their rates so ridiculously that it was time to switch. I do not like they methods they use in deciding to raise their rates.
I then went to Healthy Paws - I chose them bc of the way they handle rate increases and the way they work their deductibles. |
Isn't there an actual test they do to truly diagnose LP? X ray or something? Uni has only had the vet manually pop her knee caps in and out. Toto I can feel his pop as well. Would they do a thorough exam before deciding to cover us?
But I agree with you Ellie may, ins not covering LP is not a reason to not get it. I think LP surgery would be one of the cheaper bills to have to pay for, comparing to if the dog eat poison, or treatments for cancer, etc. I would sure hope they help to cover those costs.