[RubiRed21]

Hi everyone,
Well I have wanted a yorkie for a year now. I have found this site useful for finding an appropriate breeder who is reputable. We live in CT and for the right breeder I was considering traveling to Taylor made yorkies or jubilee yorkies. So far the two are highly recommended on this site.
I do have a few concerns. We have 4 children, ages 12, 8, 5 & 3. I know with small dogs it can be dangerous with small kids. By that I mean small kids can be rough to the puppy. I don't think I will have this issue but as a mom I want all my kids (puppy included) to be safe.
Any recommendations? We don't mind waiting a few more years if necessary but I would love to get my puppy now.
Are there any other breeders you would recommend?
Ideas on how young my youngest should be before we add to our family?
Also all my children have asked us for a puppy, even the youngest.
The next concern is pet insurance. Quite a few options available any recommendations?

Thanks for all your info. I am researching as much as possible so I can be informed when we finally get our new addition.