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Originally Posted by DBlain  I am not a Target shopper so I guess I am glad now. I said this before on YT I don't understand why people use debit cards at all unless to get cash out of a bank machine, or I guess if you can not qualify for a cc card.
I pay may balance off each month and get very lucrative rewards back. If I used a debit card I loose my money the day I make the purchase, with no cash back incentives. Also if you loose your cc the worst that can happen is charges occur on it, and when you find out they take them off. With a Debit Card your savings can be wiped out and checks could bounce long before you get your bank to reimburse you. I pay every bill on can on my CC. As a result we have two free tickets to San Fan and two Free tickets to Salt Lake City in 2014 2 Free nights at the Hyatt in San Fran and 2 free Nights in Napa Valley, along with $210.00 gift card from Costco Am X.
I know this thread was about being pissed at Target and I don't blame you, but I can't help but wonder why so many people use a Debit Card instead of a Credit Card. |
A friend who got his debit card used at some toys r us store. The charge was for few hundred dollars. Long story short, the bank wouldn't give him his money back. I think the bank told him the charge had to be a certain amount (couple/few thousand dollars) in order for them to "investigate" and give him the money back.
I had a charge of $0.01 on one of my CC that I did not authorize. I mean... who charges $0.01?! I called the CC and right away, they closed the account and refunded that one cent. No question asked.