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Originally Posted by crystalsmom  I do my banking on the internet and check it every day, only because I pay for great protection and have never had a problem in all the time I have been doing it this way. I did not shop at Target but it's the next store that will come up been hit that we have to guard ourselves against.
I pretty much limit mine to Amazon.com and Macy's but I think I will stop shopping at Macy's or use my visa there and limit it to one card, a department store card charges more interest and not smart of me to use it anyway.
I bet Amazon.com has called in the best in the world to overlook this mess that could some day be theirs if they don't put some 'stops' on it.
As far as banks go, I really like Chase, they have always been more than fair with me and can't complain now. Since they will refund anything a customer will lose because of this when many banks will not, they can't have people pulling out just any amount they want. I agree though, it is harder at this time of year. |
I used to have a Chase acct and one day it was compromised. My friend worked at one of the branches and she had me come in and sign a affidavit and the money was put back in the next business day, new card in the mail, asap. Few days later I had the same issue with my BofA acct. I went in the branch and could not get anyone to help me. They pointed me to a phone to call it in. They would not do anything. I called again from home and got transferred a million times, each time telling me I transferred to the wrong place and they need to transfer me again, or that I called the wrong number it wasn't the number for CA, even though I called the number listed on the back of the card etc etc.
Needless to say after a long time on the phone I finally got my $20 back, and I closed that account.
I would not wait to change cards if you shopped at Target. Those people can hold your acct info for a while and use it later and you will be SOL.