Just like britster says there is an awful lot of bybs, which u don't want a gsd with hip and elbow problems and that doesn't usually show up until they are 1.5yrs to 2yrs old, but definitely get insurance , read my post POOR FRAZER in the health forum I was so glad I had insurance lol, Frazer is still a big pup but I can see him sometimes show warning signs to strange dogs as if he is guarding his family, he loves his wee family lol