Hi...I have PetPlan for my dog. They have been fantastic. My lab has been the one that I have used it for multiple times, unfortunately. Recently he had and MRI to evaluate seizures...no tumors thank heavens!! He just tore his ACL, and we are looking at surgery this Tuesday
They paid fantastic on the MRI and I received my ck within two weeks. You can pick your deductibles too. I have $100. Hope this helps.