I just ask the same thing not too long ago. Here is the link if you'd like to see some of the replies....
http://www.yorkietalk.com/forums/gen...-have-why.html
I am looking for insurance for my little guy. It's hard to choose as each one is slightly different. I think I am probably going to go with Healthy Paws. I like the idea of the annual deductible instead of having to pay per condition. Once my deductible is paid, my insurance kicks in for any injury/illness.
The only thing that I wish it would have is a wellness plan...but I know I can cover the basics....it's the emergency/illness stuff that worries me.