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Originally Posted by Nancy1999  Personally, I don't think you should own an animal if you don't have a credit card or friends who can get a credit card, or any family members who will loan you the money or credit card. Even the woman's friend was turned down for credit care, these people have a long history of not paying their bills. What's the vet's office to do? Insurance works out for some, but in reality, the insurance companies are a business and they will make money off of most people, everyone seems to think insurance is free money, but it's not, in general you will pay much more than you will receive, that's how they make their money. If you don't have a large savings that may be the best way to go. |
So true! They are in business to make money.
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Originally Posted by gemy I know that this might not be practical for everyone, but not by design, but by chance, I used the specialists at the both Toronto area ER hospitals, prior to actually needing an ER service as an emergency.
So they already had me and my dogs, and for that matter my cat, on record.
When I had to rush Zoey in for emergency that day last year, there was no pre swipe of my credit card, not even a mention of it! She got her emerg care, and I paid on the way out.
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I had the same experience at my local ER Vet with my ZoE. Because I'd been there before and they had all my info on file, they treated her immediately and then I paid on the way out.
Our ER vet lets you sign a release for treatment up to an amount you specify in case of an emergency and keep it on file for each pet you have. So, lets say.... if my neighbor was watching ZoE while I was out of town for a weekend, and she was hurt/sick, she would receive immediate treatment. Just extra piece of mind.