[gemy]

I just want to say for almost every breed out there, pet insurance makes huge sense. ANd the kind that covers congenital and or hereditary defects.

At one point I didn't believe in pet insurance, but 4 years on this board has taught me, that most folks if not many, do not have enough funds to properly care for their dog, if and "when" they get sick.

Never mind the accidents which can happen.

So buy your peace of mind from a reputable pet insurance company. Even so, you will need to insure a kitty of funds to cover emergency care, until you get re-imbursed. You can apply for Care Credit in the States. You could purchase in Canada a pre-loaded credit card. Not too sure about a Care Credit option in Canada. You can apply for a line of credit, and then not use it, unless it is for your pet emergency.

I think we need a stickey of range of costs for the 10 most common health problems in Yorkies, and the financial burden.
I say range of costs because - specialists all over the country do charge different amounts, and some surgeries are more complicated for eg; an LP repair than others.

I think going in what you should have in hand prior to purchasing a puppy, and of course getting health insurance, is a kitty of at least $3000 preferably $5000. Just remember you can combine different options, savings account, CSBs, TBills, line of credit, Care Credit, pre-loaded credit cards, etc.

I am sorry that this sounds like a lot. But most of us don't know, or think about our puppy young dog getting ill. And most of us don't think of what senior costs are for our beloved dog of 7/8 10 yrs old. But if we are lucky enough to have a healthy dog, until they start to age, we will need additional funds to cover senior care.

Canine Medical Treatment and options for health of the dog has improved dramatically over the last 30 years. Do you really want to be in a position that you need to deny your dog, that you love, needed health care because of money????