[107barney]

I just bought some. I went with a catastrophic type plan/payout and wellness package through embrace. It will cover something major at a low premium $95/year each for two dogs for insurance (excluding wellness). Since my pups are not babies, I'm having my vet do the ortho exam and submitting it now to avoid a longer waiting period and am having a medical review requested to see what will be considered pre existing. I have 30 days to change my mind but I was pretty strategic in how I set it up for what I wanted out of it. I definitely think anyone with a new puppy should insure and I think if the dogs are older you have up really think about it and add up all the costs.