I have insurance on all 3 of mine. Unfortunately I have VPI. They don't cover hereditary, congenital or pre existing conditions. Now they are all too old to switch to a company that does. In the future I would only get insurance that covers these things like Gemy's.
Lately I have been thinking of dropping it as the 95.00 a month for all 3 is getting harder to afford. But then Pixie had UTI and Cali just had a growth removed and I am glad I have it. So I will continue paying the premiums. I also have Care Credit and savings so they will always get the vet care they need. It just would have been nice if it had covered Cali's 7,000+ bills for her MVD, Pixie's LP surgery and Dixie's (RIP) congenital kidney failure.
I think more pet insurance's are covering these conditions so be sure and shop around and get one that does. |