We've had our little girl for just over a year now and have paid $1500 in vet bills...she's not sick or anything, just one time she had gotten into something and had to be admitted for a couple days, one time she got stung by a bee etc etc... after that we decided to get pet insurance through
www.petcareinsurance.com I believe it to be worth it because if, god forbid, she ever has to have an expensive surgery or treatment I want to be able to give that to her without have to take the bill into consideration. We're paying approx. $30/month but I believe there are a number of different plans, some less and some more.