Insurance I have Trupanion with zero deductible, but it cost more for that. I pay the vet bill and usually get paid long before my credit card has to be paid. So no big deal. They pay 90 percent of allowable charges, no cap. I had only had my adopted boy for a few months and he had to have cataract surgery! $3,500 per eye, plus quite a few charges for drops and illnesses resulting from the surgery. So I was so glad I had the insurance. It is comforting that if he gets sick I can get all the tests and meds with no funding worries. I am very happy with TP, never any issue with claims and payments. I have heard that Pets Best and Embrace are good too. Have to be careful to compare plans and weigh up the pros and cons.
Good Luck, it is hard to research this subject, but worth the effort in my view. |