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Originally Posted by celstu1  I never understood why banks CHARGE you when you overdraw your account! LOL Think about it... if you HAD money, you wouldn't have run out! LOL So charge more... good idea!!
Ugh, I've done it a bunch of times before though too! I don't balance my account though... just wing it and check it online once every day or two! Right now I have a good brain for numbers and a good memory, but someday I'm going to need it on paper! LOL |
I remember when I was I college, I closed an account and the bank had to refund $120.00 in overdraft fees just to close the account. Teehee...I think they did it just to be rid of me! Now I am thrilled to have a nice overdraft protection credit line. It would take a terrible, terrible mistake to go over now... like a missed paycheck. Whew!!! It's kinda like a rolling loan, without the paperwork
