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Originally Posted by Wylie's Mom  I'm not totally sure, but you in particular might like how HealthyPaws doesn't have caps on their incidents (no annual or lifetime caps), so for very sick dogs or dogs with a lot of issues, might be a good one! |
The problem I have now is that some of mine have some pretty expensive conditions that will be considered pre-existing. That does not mean I should not insure, though, because they could tear ligaments...that is always a concern to me since I have dealt with so many and that is a quick $4,500 bill.
I had considered insurance a few months before Teddy was diagnosed with his shunt and wanted to kick myself over that one..his bills were around $8,000 when all was said and done. Then, I had others get sick at the same time..it was hell around here and really broke the bank. So..now I am left wondering if it is worth it...at the time those things were happening, I thought it was. I am afraid to say it won't happen again...just wish I had a crystal ball.haha! It is getting slammed all at once that is bad. I have been thinking about a high deductible with Trupanion .. But I do need to go compare some of those on that link.
I was not aware of caps...I will have to look into Healthy Paws..and also see if Trupanion has a cap.