I'm sure its good for some ppl. But I guess Ive been lucky? In 20yrs of owning dogs my biggest one time Vet bill was ~$350. Maybe $500 for the year. So if I'm paying $100+ in premiums a month or $20 a month but still pay some outta pocket IME it was never worth it. If I had a dog that maybe has some Genetic problems or a high chance then maybe its worth it. |