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Originally Posted by Llutz  I know PetSecure has some dental coverage...
Maybe I'll talk to my Vet on Monday and see if she can suggest one based on her experiences... All I got from reading their policies is a headache!
Thank you for all your suggestions Puppy Mommas  |
In the library section of YOrkie talk - in the Health area is a great article on how to evaluate insurance. It is lengthy but seems really complete
I think you want to get lifelong coverage for your pet. and that article says to get the coverage for major illnesses versus paying for coverage for regular vet car - ie your annual check ups and shots and such. instead budget for these monthly. As you are in Canada most if not all banks offer an easy purchase plan for GIC's or CSB;s. Generally for me I allot $500 a year for each animal for their regular vet care. Now I know this is at the topend of things - but I titer and do full blood panels yearly. For my Yorkie I split up what vaccinations I will give over at least two visits. This amount covers the cost of heartworm meds as well.
At the bank you can do an easy $40 per month automatic withdrawal for a one year term GIC and voila - you have your annual vet visit paid for. Just cash in the GIC at term - and it is painless.
You can see by other posters the cost of a dog becoming ill with a disease can be pretty pricey. ANd that is where insurance becomes a life saver at times.
If you look at the breed Yorkshire Terrier - some of the most common ailments are : LP, CT, Livershunt or MVD. The incident rate combined is of concern. It is hard to know true breed specific stats as none of these diseases are reliably reported to any health agency. And all of these concerns can be very pricey to treat.
My next dog, if I can, I will purchase health insurance for. If I can relates to what-ever exclusionary practises may be in place for my breed Black Russian Terrier.
Good luck with your choice.