I have VPI on my 3 girls. I don't think it is worth it but I am afraid to cancel now. The premiums go up every year and they don't cover congenital or hereditary conditions. When Pixie had her LP surgery (2500.00) they wouldn't cover it. When Cali had her liver shunt problems they wouldn't cover it. I don' think I have ever submitted a claim on Roxie. My monthly premiums on the 3 is about $90.00. I just know if I cancel now something will come up. It may be ok if you only have one dog but with 3 it hasn't been cost effective. |